Learn
Investing & personal-finance guides
Jargon-free guides to investing in India — how SIPs work, saving tax with ELSS, PPF and NPS, planning for retirement and choosing the right insurance. Written by AMFI-registered advisors.
Mutual Funds
How to Start a SIP in India: A Step-by-Step Guide (2026)
A plain-English guide to starting a Systematic Investment Plan in India — KYC, choosing a fund, deciding the amount, setting up auto-debit, and the mistakes to avoid.
Tax Saving
ELSS vs PPF vs NPS: Which Tax-Saving Investment Is Right for You?
Compare ELSS, PPF and NPS on returns, lock-in, risk and tax treatment under Section 80C and 80CCD(1B) — and find which tax-saver suits your goals.
Mutual Funds
SIP vs Lumpsum: Which Is Better for You?
Should you invest monthly through a SIP or put in a lumpsum? Compare the two on risk, timing, returns and discipline — and learn when each one wins.
Mutual Funds
Direct vs Regular Mutual Fund Plans: What’s the Difference?
Direct and Regular plans hold the same portfolio but differ in cost and service. Understand the expense-ratio gap, what advice is worth, and which suits you.
Insurance
How Much Term Insurance Cover Do You Need?
Term insurance is the cheapest way to protect your family — but how much cover is enough? Three methods to size your cover, plus what else to check before you buy.
Mutual Funds
What Is XIRR in Mutual Funds? XIRR vs CAGR vs Absolute Return
Your portfolio shows XIRR — but what does it mean? Understand absolute return, CAGR and XIRR, when each applies, and how to judge your SIP returns correctly.
Retirement
NPS vs Mutual Funds: Which Is Better for Retirement?
Compare NPS and mutual funds for retirement on lock-in, equity exposure, tax benefits (80CCD), annuity rules, costs and flexibility — and when to use both.
Retirement
SWP: How to Get Monthly Income from Mutual Funds
A Systematic Withdrawal Plan turns a corpus into monthly income. Learn how SWP works, why it beats dividends and FD interest on tax, and a safe withdrawal rate.