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Car · 2-wheeler · Commercial

Motor Insurance

Compare 20+ insurers, buy in 5 minutes

Third-party motor insurance is mandatory by law in India. We compare quotes across 20+ insurers and help you pick the right comprehensive cover with the add-ons that actually matter.

Regulated by IRDAI

Key facts

TP cover
Mandatory by law
NCB max
50% after 5 claim-free years
Renewal
Online, instant
Claim TAT
7–15 days (cashless garage)

What you get

Comprehensive vs third-party

Third-party covers damage to others (mandatory). Comprehensive adds own-damage, theft, fire — strongly recommended.

Right IDV

Insured Declared Value = your car's market value. Lower IDV = lower premium but lower payout on total loss. We help you pick optimally.

Add-ons that matter

Zero Depreciation, Engine Protect, Return-to-Invoice, Roadside Assistance. We tell you which are worth it for your car.

NCB protection

No Claim Bonus rewards claim-free years (up to 50% discount). We help you transfer NCB across insurers and protect it with a small rider.

Is this for you?

  • Every vehicle owner in India (third-party is mandatory)
  • Anyone renewing — compare before auto-renewal
  • New car / bike buyers wanting bundled add-ons
  • Commercial fleet owners needing tailored policies

Common questions about Motor Insurance

Third-party is mandatory but only covers damage to others. Comprehensive adds own-damage, theft, fire and natural calamities. For any car worth ₹3 L+, comprehensive is essential — premium difference is small.

Risk & regulatory note

Insurance is the subject matter of solicitation. Visit www.irdai.gov.in for details. Driving without third-party cover is a punishable offence under the Motor Vehicles Act.

Talk to an advisor about Motor Insurance

Free 30-minute consultation. No fees, no pressure. We answer your questions before you commit.

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