Sukanya Samriddhi (SSY) Calculator
Project the maturity for your daughter — 15 years of deposits, maturing in year 21.
₹250 to ₹1.5 lakh per year
Current notified SSY rate (~8.2%)
Total invested
₹22.50 L
₹22,50,000
Interest earned
₹49.32 L
₹49,32,119
Maturity (Yr 21)
₹71.82 L
₹71,82,119
Balance to maturity
How this is calculated
How it works: You deposit each year for 15 years; the balance then keeps compounding annually until the account matures 21 years after opening. SSY is fully tax-free (EEE).
The Government revises the SSY rate quarterly (recently ~8.2%). Deposits of ₹250–₹1.5 lakh/year qualify for Section 80C. Update the rate to the latest notified value.
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Frequently asked questions
How does Sukanya Samriddhi Yojana work?
SSY is a government scheme for a girl child. You deposit each year for 15 years; the account then keeps earning interest until it matures 21 years after opening. Interest is compounded annually and is fully tax-free (EEE).
What is the SSY interest rate and limit?
The Government sets the rate quarterly (recently around 8.2% per annum). You can deposit between ₹250 and ₹1.5 lakh per financial year, and contributions qualify for Section 80C deduction.
When can the money be withdrawn?
Up to 50% can be withdrawn for the girl's higher education after she turns 18; the account fully matures 21 years from opening or on her marriage after 18.
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